Terms and Conditions

Effective Date: 04/24/2026

Introduction

Welcome to The Pivotal Investment. These Terms and Conditions govern your access to and use of our website, services, and related platforms. By accessing or using our services, you agree to comply with these Terms and Conditions.

If you do not agree with these terms, you should not use our services.

Services

The Pivotal Investment provides investment-related information, consulting services, educational resources, and other related services designed to support clients in making informed financial decisions.

All services are subject to availability and may be modified or discontinued at any time without prior notice.

Eligibility

By using our services, you confirm that:

  • You are at least 18 years of age
  • You have the legal capacity to enter into binding agreements
  • All information you provide is accurate and complete

User Responsibilities

You agree to:

  • Use our website and services only for lawful purposes
  • Provide accurate information
  • Maintain the confidentiality of your account credentials
  • Notify us immediately of any unauthorized use of your account
  • Refrain from interfering with the functionality or security of the website

No Financial Advice Disclaimer

Information provided by The Pivotal Investment is for informational and educational purposes only and should not be considered financial, legal, or investment advice.

Users should consult qualified professionals before making financial decisions. Past performance does not guarantee future results.

Intellectual Property

All content on this website, including but not limited to:

  • Text
  • Graphics
  • Logos
  • Images
  • Videos
  • Software
  • Branding

is the property of The Pivotal Investment and protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or exploit any content without prior written permission.

Payments and Fees

Where applicable:

  • Fees for services will be clearly disclosed before purchase
  • Payments must be made in full before services begin unless otherwise agreed
  • All fees are non-refundable unless expressly stated otherwise

We reserve the right to change pricing at any time.

SMS Communications

By providing your phone number, you consent to receive SMS messages from The Pivotal Investment, including:

  • Appointment confirmations
  • Service updates
  • Account alerts
  • Promotional messages

Message frequency may vary. Standard message and data rates may apply.

You may opt out at any time by replying STOP to any message.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or policies of those external websites.

Use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, The Pivotal Investment shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from:

  • Use of our website
  • Reliance on our content
  • Service interruptions
  • Unauthorized access to data

Your use of our services is at your own risk.

Indemnification

You agree to indemnify and hold harmless The Pivotal Investment, its officers, employees, and affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Termination

We reserve the right to suspend or terminate access to our services at our sole discretion without notice if you violate these Terms and Conditions.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the applicable jurisdiction in which The Pivotal Investment operates.

Changes to Terms

We may revise these Terms and Conditions at any time. Updated versions will be posted on our website with a revised effective date.

Continued use of our services constitutes acceptance of any changes.

Contact Information

For questions regarding these Terms and Conditions, please contact:

The Pivotal Investment
Email: info@thepivotalinvestment.com